It would be a disservice to Maryland United States’ District Court Judge Paula Xinis’ recent opinion in Okoro v. Wells Fargo to say that it stood for the principle that the courts are not going to give homeowner’s free homes as a result of technical violations of RESPA, federal and state debt collection statutes, and the common law. Judge Xinis carefully went through the Okoro’s claims and explained why each one of them had no merit. The court also reiterated that the Fourth Circuit has held that no one can bring a suit to enforce their right to pursue or obtain a loan modification. However, the bottom line for the Okoro’s was that they could stay in a home and not expect to make any payments just because the lender may have done some things incorrectly.
About Chris Wampler
- Wampler & Souder LLC170 West Patrick Street(301) 668-5111
Frederick, MD 21701